Saturday, November 3, 2012

Car Insurance Quotes - Lower Your Car Insurance Rates. Great Coverage Options & Discounts

Insurance comparison that provides American Internet users with an easy way to compare insurance policies. The website allows visitors to quickly get lists of companies that offer insurance coverage in any part of the United States.
Unlike other online cost comparison tools, NorthYorkFinancial.com only requires a ZIP code. Drivers do not need to risk their personal information in order to get a list of local insurance providers.
"We wanted to give motorists the easiest possible way to get insurance quotes," said a representative of the website. "Drivers don't want to share a ton of personal information online, and our tool doesn't require anything but a basic ZIP code. It's a secure way to buy insurance, and our customers have certainly responded to that."
Save money on insurance online.
The website is designed to help drivers find affordable insurance coverage without spending too much time comparing quotes. By clicking on local insurance providers, drivers can collect accurate quotes in a matter of minutes. Representatives of NorthYorkFinancial.com note that many drivers do not think about their rates regularly, and they face high insurance costs as a result.
"Insurance companies use incredibly detailed algorithms to set rates for their clients," said the representative of the website. "If a driver doesn't check his or her rates every few months, costs can rise. Our tool is designed to give drivers an incredibly easy way to make sure that they're getting the best possible insurance rates."
The tool also gives motorists a way to compare options to get better insurance coverage overall.
"Most drivers choose high deductibles and low coverage limits just to keep their insurance rates as low as possible," said the representative of the company. "This can lead to big bills when a driver is involved in an accident with substandard coverage. We want to make it easier for drivers to get the best possible coverage without sacrificing their low premiums. We also offer comparison tools for a number of other insurance products, and drivers often find that they can save 20 percent or more off of their regular insurance bills by using our online resource."
NorthYorkFinancial.com is an online resource that allows Americans to compare insurance options by entering basic ZIP code information. The website offers quotes for several different insurance products.
Visitors can find homeowner's insurance, health insurance, car insurance and life insurance at http://www.northyorkfinancial.com/insurance.php
 

Car Insurance Cost Fall 'Will Not Last'

Car Insurance Cost Fall 'Will Not Last'

Car insurance premiums are said to have gone into reverse gear by £360 (13.6%) for young drivers - but there are concerns costs could rise dramatically after next month's EU gender ruling.
Insurance comparison site Confused.com has advised 17 to 20-year-old drivers to take advantage of "today's preferential rates" but warned them to avoid 2013's predicted price hikes by "shopping around".
Average comprehensive car insurance prices now stand at £757 as of this year's third quarter, compared to £843 for last year's third quarter - a significant year-on-year fall of £87 (10.3%).

Car insurance prices actually fell for all age groups, particularly young female drivers, but predictions from the Treasury indicate that young female drivers could see rises of up to 24% after the EU gender ruling becomes law on December 12.
After this date women and men cannot be priced differently for insurance meaning women will no longer directly benefit from being statistically less risky drivers as far as insurers are concerned.
This predicted insurance price rise could affect female drivers throughout various age groups, according to the Treasury data.
Sharon Flaherty, editor of Confused.com, told Sky News: "At the moment women pay less than men and statistically this is because on average they are less of a risk on the roads than young male drivers.
"However the bad news is that on December 21 the law change will mean that men and women have to be judged as exactly the same on the roads.
"Women will effectively be charged more because statistically they will no longer be allowed to be rated as safer on the roads."
Women aged 26-30 years are forecast an 18% price hike once the gender directive takes effect. Female drivers aged 31-35 are expected to suffer a 10% price rise.
Smaller price rises are expected for women aged 36-40 who are predicted to experience a 3% rise, and 41 to 45-year-old female drivers are only expected to receive a 1% price rise for their future car insurance policies.
Women on average saw their premiums shrink by 11.7% over all in the third quarter.
For spouses of either gender the average premium cost for a joint insurance policy is a lot less than average costs for solo drivers.
Male drivers insured plus spouse are quoted on average £432, compared to £907 as insured only driver, for women it costs an average of £787 for insured only driver cover, but just £418 for women who have a spouse on their policy.